财富自由 Financial freedom

Usually we achieve the financial freedom by generating passive income. Once the passive income can cover the cost of living, people don’t need to work anymore. It doesn’t mean you stop working completely, but actually means you have the freedom to do what you want to do and plan your life with complete control.

通常我们通过被动收入来获得财富自由。如果被动收入能够支付所有的花销,人就不用在工作。不用工作的意思并不是不做任何事情,而是有自由去做更多的事情。不用在为钱工作,而是根据你的兴趣和喜欢的生活方式来计划你的生活。

Thus the first thing we need to understand what the cost of living is. What is your annual expense on rent,mortgage and grocery, dining, travel .. etc. If your annual cost of living is $50000, then if your asset can generate this income annually, then you don’t have to work anymore.

第一件事情就是需要明白自己的生活花销,租房,房贷,食物,外食,旅游等等。如果你的一年花费是5万美元,如果你的资产可以产生这些收入,你就不用再工作了。

To achieve this goal, there are different methods to generate the income, each of them is associated with particular risk/return profile.

要达到这个目标,你需要了解有什么办法能够产生收入,这些选择有他们不同风险,收入的特性。下面单独列出一些这些投资风险和回报

Financial Products 金融产品

Investment property 出租房

Small business/Freelance 小生意/自由职业

Startup 创业

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