It is not a negative term at all to invest effortlessly. As we all know, most active investments can’t beat the broad market and the management fee and expense is way higher. A lot of famous hedge funds can’t consistently beat the market either. I bought renaissance hedge fund which claims to be one of the best in the world and its return is rather disappointing compared to the s&p 500.
Maybe as a Chinese old saying: 无为(no-action), in recognizing the market is full of all kinds of investors and traders. They may know some information you don’t know or they may employ complicated models and strategies. To beat the the market is possible with effort, but your effort is likely counter-productive and you could lose to the market.
As a average investor, staying with the market is the best and effortless strategy. The time in the market is more important than timing the market. No to mention spy 500 offers dividends payout as well.
There are several ETF tracking broad market: ivv, spy, voo. And fidelity also offers some 0 fee index fund that tracks market too.
有些的ETF是跟踪大盘的：ivv, spy,voo。fidelity 还有一些没有费用的指数基金。
ETF has a way to capture intraday return, mutual fund has a way to reinvest the dividends on your behalf, so you can completely be off the hook. So the time can be yours completely while the dividends are compounded and gain returns.
So if you want to be completely effortlessly gaining market return, zero fee index fund is your best instrument.